Real assurance, real products, and real guarantees.
- Yes, you really can grow retirement funds guaranteed.
- Yes, you really can afford life insurance
- Yes, you really can preserve your assets using
Long Term Care Insurance - Yes, you really can create a guaranteed lifetime income
Financial Strategies for Life, Care and Retirement Income
Reaching financial independence is a goal that many workers strive to achieve. Financial goals vary widely; some want to be able to retire early, others want to be able to send their children to the finest school or to leave a legacy through charitable donations.
Regardless of financial goals, it is important to have a well-organized strategy that is customized, considers a time horizon, and incorporates the most comfortable level of risk. By having a well thought out strategy, you have a greater chance of potentially reaching your financial goals.
Some individuals try to manage their financial goals without the help of a professional, but find it difficult to keep up with the constant change and the myriad of available potential financial vehicles, while also keeping within their risk tolerance and time frame.
With so much financial information readily available, there may be temptation to try to manage on your own; however, ask yourself these simple questions:
If you answered "no" to any of these questions, you could benefit from the assistance of a financial professional. Some things are best left to professionals--jobs too important to risk doing ourselves. Those jobs include but are not limited to designing a financial strategy. Your life savings deserves the attention of an experienced financial professional whose job it is to help you pursue your financial goals.
About Me
“Helping people to collaboratively solve problems, build relationships and strengthen financial commitment.”
As an independent agent I am able to access a diverse spectrum of products, combined with dedicated support and the individualized service I offer to my clients, I help design strategies for the future my clients' envision.
Effective financial professionals begin by assessing their clients needs--not by simply recommending specific products. With your help we will:
Next, I will research a variety of choices and strive to match them to your specific needs. This includes:
Once we have worked together to choose the financial concepts that are right for you, you can expect an ongoing relationship including:
Regardless of financial goals, it is important to have a well-organized strategy that is customized, considers a time horizon, and incorporates the most comfortable level of risk. By having a well thought out strategy, you have a greater chance of potentially reaching your financial goals.
Some individuals try to manage their financial goals without the help of a professional, but find it difficult to keep up with the constant change and the myriad of available potential financial vehicles, while also keeping within their risk tolerance and time frame.
With so much financial information readily available, there may be temptation to try to manage on your own; however, ask yourself these simple questions:
- Do I have a clear understanding of my financial goals?
- Do I understand all the choices available to help me pursue my goals?
- Do I know which of these options are right for me?
- Do I have the expertise to build a financial strategy and the discipline to stick to it through good times and bad?
- Do I have the time and expertise to monitor and manage my financial strategy?
If you answered "no" to any of these questions, you could benefit from the assistance of a financial professional. Some things are best left to professionals--jobs too important to risk doing ourselves. Those jobs include but are not limited to designing a financial strategy. Your life savings deserves the attention of an experienced financial professional whose job it is to help you pursue your financial goals.
About Me
“Helping people to collaboratively solve problems, build relationships and strengthen financial commitment.”
As an independent agent I am able to access a diverse spectrum of products, combined with dedicated support and the individualized service I offer to my clients, I help design strategies for the future my clients' envision.
Effective financial professionals begin by assessing their clients needs--not by simply recommending specific products. With your help we will:
- Assess your current financial situation
- Help you identify your financial needs
- Help you determine your risk tolerance
- Help you determine your financial time horizon
- Help you formulate a long-term financial strategy
Next, I will research a variety of choices and strive to match them to your specific needs. This includes:
- Explaining the risks and rewards of each type of concept including but not limited to the fees, charges, expenses, time horizon and other things that may be associated with the ideas we discuss.
- Explaining how each type of financial product works and how it will affect your long term goals.
- Helping you build a strategy for the future you envision.
Once we have worked together to choose the financial concepts that are right for you, you can expect an ongoing relationship including:
- Reviewing your personal and financial situation on a regular basis
- Monitoring your progress and helping you make adjustments when necessary
- Guiding you through the ups and downs
Mike Smith Financial
(615) 497-1646
mike@mikesmithfinancial.com
Mike Smith is an independent agent offering Life Insurance, Fixed & Indexed Annuities and Long-Term Care Insurance.
Licensed in TN, AL, MI, MN, OH and GA. Mike Smith Financial does not offer legal or tax advice.
Securities Offered Through Avalon Investment & Securities Group, Inc.
404 Avalon Avenue, Suite 200
Muscle Shoals, AL 35661
Phone (256) 381-7840 Fax(256) 381-4832
Investment Bankers Since 1972. Member FINRA - SIPC